Pricing
Simple, transparent pricing.
Built for Philippine businesses. ₱-native. No hidden platform fees, no FX markup, no surprises on settlement.
Starter
2.5% + ₱5
per successful transaction
- Monthly minimumNo monthly minimum
- Settlement timingT+1 business day
- Channels includedCards, GCash, Maya, QR Ph
- Multi-branchSingle branch
- API accessDashboard only
- Support tierEmail, 8am–10pm PHT
Growth
Recommended1.5% + ₱2
per successful transaction
- Monthly minimum₱2,000 / month
- Settlement timingSame-day eligible
- Channels includedAll channels + OTC
- Multi-branchUp to 10 branches
- API accessAPI + webhooks
- Support tierEmail + chat, 8am–10pm
Enterprise
Custom
volume-based
- Monthly minimumCustom
- Settlement timingSame-day, multi-bank
- Channels includedAll channels + private rails
- Multi-branchUnlimited, hierarchical
- API accessAPI + webhooks + SLA
- Support tier24/7 priority + on-call
How we compare
Side-by-side with other PH options.
| Feature | Zpay | GCash for Business | Maya Business |
|---|---|---|---|
| Per-transaction fee | 1.5% + ₱2 | 2.0% + ₱5 | 2.5% + ₱4 |
| Settlement timing | Same-day eligible | T+1 | T+1 |
| Multi-branch support | Yes, native | Limited | Limited |
| Public API | Yes | Partial | Yes |
| Reconciliation tools | Built-in | Manual export | Partial |
| OTC channels | 7-Eleven, Cebuana, M Lhuillier, Bayad | Limited | Limited |
Comparison data as of June 2026. Source: each provider's public pricing page. Verify directly before deciding.
Processing more than ₱5M / month?
We'll design a custom plan with volume pricing, dedicated settlement, and a named account manager.
Talk to salesPricing FAQ
Are there hidden fees?
No. The per-transaction rate is what you pay. There are no setup fees, no statement fees, and no chargeback fees for the first three per month on the Growth plan.How are chargebacks handled?
Card chargebacks are passed through at network cost. We notify you in the dashboard with documentation deadlines and can help respond on the Growth and Enterprise plans.Do prices include VAT?
Prices shown exclude 12% VAT. VAT is added on invoice. Enterprise contracts can be invoiced VAT-inclusive on request.Which banks do you settle to?
All PESONet and InstaPay member banks. The most common settlement banks are BDO, BPI, Metrobank, Landbank, UnionBank, Security Bank, and RCBC.When do I get paid?
Default is T+1 business day. Growth and Enterprise plans qualify for same-day settlement on eligible volumes and channels.
Pricing that scales with you.
Start small or go enterprise — we’ll help you pick the right plan.