ZPay
About Zpay

Payments built for the Philippines.

We're a Philippine company building the payments layer the country's businesses actually need — locally grounded, regulator-aligned, and ₱-first by default.

Zpay was founded in 2024 by a team that had spent a decade building fintech and merchant tooling for Southeast Asia. We kept seeing the same problem at home: Philippine businesses stitched together cards, e-wallets, QR Ph, and OTC across half a dozen tools — and still spent days each month closing the books.

We started Zpay to put every channel under one dashboard and one API, with reconciliation that actually works on Philippine peso flows and settlement schedules. The goal is small but specific: shrink the gap between a customer paying and money in the bank.

We're based in Metro Manila, with engineering in Manila and Cebu, and we're hiring. If that sounds like the place you want to build, get in touch.

Mission

Make it as easy to get paid in pesos as it is to send a message.

Team

The people building Zpay.

A small, senior team of engineers, designers, and compliance leads.

  • JR

    Jonas Ramirez

    CEO & Co-founder

  • LM

    Lara Mendoza

    CTO & Co-founder

  • CdV

    Carlo de Vera

    Head of Compliance

  • AR

    Anika Reyes

    Head of Merchant Success

Compliance & registration

Registered, regulated, accountable.

Legal entity
Zpay Philippines Corp.
SEC registration
2024-XXXXXX
BSP
Aligned with Bangko Sentral ng Pilipinas regulations for payment service providers.
Data Protection Officer
dpo@zpay.ph
Office address
12F One World Place, 32nd Street, Bonifacio Global City, Taguig 1634, Metro Manila, Philippines
Press

Press kit & media inquiries.

Download our logo pack, product screenshots, and one-pager. Media inquiries: press@zpay.ph.

Download press kitEmail press team