For payers
Pay any Zpay merchant in seconds.
Cards, GCash, Maya, QR Ph, or cash at the counter — pay your way, safely. Zpay is BSP-aligned and follows the Data Privacy Act.
How to pay
Three ways to settle your bill.
Pay by link
Open the link from the merchant, pick your method, and pay in seconds.
Pay by QR
Scan the QR Ph code with GCash, Maya, or any QR-enabled bank app.
Pay over the counter
Take the reference code to 7-Eleven, Cebuana, M Lhuillier, or Bayad.
Supported methods
Pay with what you already have.
Cards
- Visa
- Mastercard
- JCB
E-wallets
- GCash
- Maya
- GrabPay
QR
- QR Ph (InstaPay)
- QR Ph (BancNet)
OTC
- 7-Eleven
- Cebuana
- M Lhuillier
- Bayad
Security & trust
Your money, your data — both protected.
End-to-end encryption
Card data is tokenized and never stored on our servers.
BSP-aligned
We follow Bangko Sentral ng Pilipinas standards for payment service providers.
RA 10173 compliant
Your personal data is processed under the Philippine Data Privacy Act.
Need help?
Read our Privacy Policy or report a problem with a payment.
Report a problemOr email support@zpay.ph — replies within 1 business day.
Frequently asked questions
Where’s my receipt?
Receipts are emailed to the address you entered at payment. Check your spam folder, or contact the merchant if you used a guest checkout.I paid but the merchant says they didn’t receive it.
Have your Zpay reference (starts with ZPY-) ready and email support@zpay.ph. Most disputes resolve within 1 business day.How do refunds work?
Refunds are issued by the merchant. Card refunds usually arrive in 5–10 business days; e-wallet and QR Ph refunds typically arrive within 24 hours.Is this site legitimate?
Zpay is operated by Zpay Philippines Corp., registered with the SEC and aligned with Bangko Sentral ng Pilipinas (BSP) regulations. Always verify the URL begins with https://zpay.ph or https://pay.zpay.ph.How do I contact support?
Email support@zpay.ph. Support hours are 8am–10pm PHT, every day.