ZPay
Features

Everything you need to get paid.

Acceptance, reconciliation, settlement, and compliance — under one dashboard and one API.

QR Ph

Print or display BSP-standard QR Ph codes. Works with every QR-enabled bank and e-wallet in the country.

  • Static and dynamic QR Ph
  • Per-branch and per-cashier QR codes
  • Realtime payment confirmation

QR Ph preview

Reconciliation

Auto-match every payment to the right invoice and ledger entry. Export to CSV or sync into your ERP.

  • Auto-match by reference or amount
  • CSV / Excel export, scheduled deliveries
  • Webhooks into NetSuite, SAP, QuickBooks, Xero

Reconciliation preview

Settlement & payouts

Same-day and T+1 payouts via PESONet and InstaPay. Multi-bank routing for enterprise.

  • Settlement to any PH bank account
  • Per-branch settlement destinations
  • Daily settlement reports with downloadable proofs

Settlement & payouts preview

Dashboard & analytics

Track volume, conversion, ticket size, and reconciliation health across every channel.

  • Channel-level performance breakdowns
  • Branch and collector leaderboards
  • Saved views and CSV downloads

Dashboard & analytics preview

Multi-branch hierarchy

Organize branches, regions, and franchises. Roll up reporting; isolate settlement.

  • Unlimited branches and sub-branches
  • Per-branch fee structures
  • Independent or consolidated payouts

Multi-branch hierarchy preview

Multi-collector roles

Cashiers, branch managers, finance leads — give each the right access, nothing more.

  • Role-based permissions
  • SSO via Google and Microsoft
  • Activity log for every dashboard action

Multi-collector roles preview

Developer API + webhooks

A clean REST API, signed webhooks, and idempotent operations. Sandbox is free forever.

  • REST API with consistent resource model
  • Signed webhooks with retry + delivery log
  • Free, persistent sandbox environment

Developer API + webhooks preview

Compliance

Aligned with BSP EMI standards. Built to RA 10173 (Data Privacy Act). On-shore data residency.

  • BSP EMI alignment
  • Data Privacy Act compliance with DPO
  • PH-based data residency by default

Compliance preview

Feature-to-plan matrix

What's included on each plan.

FeatureStarterGrowthEnterprise
Payment links
QR Ph
Reconciliation
Settlement & payouts
Dashboard & analytics
Multi-branch hierarchy
Multi-collector roles
Developer API + webhooks
Compliance
See pricing

See it in your business.

Book a 30-minute demo with someone from the team.